/* Palette sampled directly from the HomeWise logo:
   #002848 deep navy  ("Home" wordmark + house outline)
   #3080a0 steel blue ("Wise" wordmark + window panes) */
:root{
  --bg:#ffffff;
  --navy:#002848;
  --fg:#10273d;
  --muted:#5c7080;
  --line:#dde6ee;
  --card:#f5f9fc;
  --accent:#3080a0;
  --accent-dark:#26697f;
  --accent-tint:#eaf2f7;
  --btn:#002848;
  --btnfg:#ffffff;
  --focus:#3080a0;
  --shadow:0,40,72;
  --warn-bg:#fff8e6;
  --warn-line:#f0d9a0;
}

*{box-sizing:border-box}

html{-webkit-text-size-adjust:100%}

body{
  margin:0;
  background:var(--bg);
  color:var(--fg);
  font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Inter,Arial,sans-serif;
}

a{color:inherit;text-decoration:none}
a.u{text-decoration:underline;text-underline-offset:2px}
a:focus-visible{outline:2px solid var(--focus);outline-offset:2px;border-radius:6px}

.wrap{max-width:960px;margin:0 auto;padding:22px 18px 56px}

/* ---------- nav ---------- */
.nav{
  display:flex;align-items:center;justify-content:space-between;gap:12px;
  padding:10px 0 16px;border-bottom:1px solid var(--line);
}
.brand{display:flex;align-items:center;gap:12px;min-width:0}
.logo{height:38px;width:38px;border:1px solid var(--line);border-radius:10px;background:#fff;
  display:flex;align-items:center;justify-content:center;overflow:hidden;flex:0 0 auto}
.logo img{max-width:74%;max-height:74%;display:block}
.brandName{font-weight:700;letter-spacing:-.01em;font-size:16px;white-space:nowrap}
.navlinks{display:flex;gap:6px;flex-wrap:wrap;justify-content:flex-end}
.navlinks a{
  padding:8px 10px;border-radius:9px;color:var(--muted);font-size:15px;
  transition:background .18s,color .18s;
}
.navlinks a:hover{background:var(--card);color:var(--fg)}
.navlinks a[aria-current="page"]{color:var(--fg);font-weight:600}

/* Plain page header for inner pages. Distinct from .hero, which is a photo
   panel and only works with a background-image set on the element. */
.pageHead{margin-top:30px;padding:0 0 4px}
.pageHead .h1{margin-top:2px}

/* ---------- hero (photo panel, homepage only) ---------- */
.hero{
  margin-top:18px;border:1px solid var(--line);border-radius:18px;overflow:hidden;
  background-size:cover;background-position:center;
  min-height:320px;display:flex;align-items:flex-end;position:relative;
}
.hero::before{
  content:'';position:absolute;inset:0;pointer-events:none;
  background:linear-gradient(to bottom,
    rgba(255,255,255,0) 0%, rgba(255,255,255,.62) 42%, rgba(255,255,255,.94) 100%);
}
.heroInner{width:100%;position:relative;z-index:1;padding:24px}
.heroLogo{
  width:72px;height:72px;border:1px solid var(--line);border-radius:16px;background:#fff;
  display:flex;align-items:center;justify-content:center;overflow:hidden;
  margin-bottom:14px;box-shadow:0 4px 20px rgba(0,40,72,.14);
}
.heroLogo img{max-width:78%;max-height:78%;display:block}
.h1{
  margin:0;font-size:32px;line-height:1.18;letter-spacing:-.02em;max-width:23ch;
}
.sub{margin:14px 0 0;color:var(--muted);font-size:17px;max-width:60ch}
.eyebrow{
  display:inline-block;margin-bottom:14px;padding:5px 11px;
  background:var(--card);border:1px solid var(--line);border-radius:999px;
  font-size:12.5px;font-weight:600;color:var(--accent);letter-spacing:.02em;
}
.ctaRow{margin-top:22px;display:flex;gap:10px;flex-wrap:wrap}


.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:12px 18px;border-radius:11px;
  background:var(--btn);color:var(--btnfg);font-weight:600;font-size:15px;
  border:0;cursor:pointer;
  transition:transform .15s,box-shadow .15s,opacity .15s;
}
.btn:hover{transform:translateY(-1px);box-shadow:0 5px 16px rgba(0,40,72,.16)}
.btn:active{transform:translateY(0);box-shadow:none}
.btn:disabled{opacity:.55;cursor:not-allowed;transform:none;box-shadow:none}
.btn.secondary{background:#fff;color:var(--fg);border:1px solid var(--line)}
.btn.secondary:hover{box-shadow:0 5px 16px rgba(0,40,72,.08)}
.btn.accent{background:var(--accent)}
.btn.accent:hover{box-shadow:0 5px 16px rgba(48,128,160,.28)}

/* ---------- layout ---------- */
.grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:18px;align-items:start}
.grid.split{grid-template-columns:.82fr 1.18fr}
@media (max-width:860px){.grid{grid-template-columns:1fr}}

.card{
  background:var(--card);border:1px solid var(--line);border-radius:15px;padding:20px;
}
.card h2{margin:0 0 12px;font-size:17px;letter-spacing:-.01em}
.card > p:last-child{margin-bottom:0}

.section{margin-top:38px}
.section > h2{font-size:22px;margin:0 0 6px;letter-spacing:-.015em}
.section > .lead{color:var(--muted);margin:0 0 18px;max-width:64ch}

.muted{color:var(--muted)}
.small{font-size:13px}

/* ---------- feature list ---------- */
.svcGrid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
@media (max-width:700px){.svcGrid{grid-template-columns:1fr}}
.svc{
  background:#fff;border:1px solid var(--line);border-left:3px solid var(--accent);
  border-radius:12px;padding:15px 16px;
  transition:transform .15s,box-shadow .15s;
}
.svc:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(0,40,72,.07)}
.svcTitle{font-weight:700;font-size:15px}
.svcDesc{margin-top:6px;color:var(--muted);font-size:14px}

/* ---------- numbered steps ---------- */
.steps{list-style:none;counter-reset:s;padding:0;margin:0;display:grid;gap:14px}
.steps li{
  counter-increment:s;position:relative;padding-left:46px;
  background:#fff;border:1px solid var(--line);border-radius:12px;padding:15px 16px 15px 52px;
}
.steps li::before{
  content:counter(s);
  position:absolute;left:15px;top:15px;
  width:26px;height:26px;border-radius:50%;
  background:var(--accent);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-size:13px;font-weight:700;
}
.steps .stepTitle{font-weight:700;font-size:15px}
.steps .stepDesc{margin-top:5px;color:var(--muted);font-size:14px}

/* ---------- key/value ---------- */
.kv{display:grid;grid-template-columns:130px 1fr;gap:0 14px;margin:12px 0 0}
@media (max-width:520px){.kv{grid-template-columns:1fr;gap:0}}
.kv > div{padding:9px 0;border-top:1px dashed var(--line)}
.kv > div:nth-child(-n+2){border-top:none}
.kv .k{color:var(--muted);font-size:13px}
.kv .v{font-size:14px}
@media (max-width:520px){
  .kv .k{padding-bottom:2px}
  .kv .v{padding-top:0;border-top:none}
}

/* ---------- forms ---------- */
form{margin-top:14px}
label{display:block;font-size:13px;color:var(--muted);margin:14px 0 6px;font-weight:500}
input[type="text"],input[type="email"],input[type="tel"],textarea,select{
  width:100%;padding:11px 12px;border:1px solid var(--line);border-radius:11px;
  background:#fff;font-size:15px;font-family:inherit;color:var(--fg);
  transition:border-color .18s,box-shadow .18s;
}
textarea{min-height:104px;resize:vertical}
input:focus,textarea:focus,select:focus{
  outline:none;border-color:var(--accent);
  box-shadow:0 0 0 3px rgba(48,128,160,.14);
}

.optional{font-weight:400;opacity:.8}

.check{
  display:flex;gap:11px;align-items:flex-start;margin:16px 0;
  background:#fff;border:1px solid var(--line);border-radius:11px;padding:13px 14px;
}
.check input{margin-top:3px;flex:0 0 auto;width:16px;height:16px;accent-color:var(--accent)}
.check span{font-size:13px;line-height:1.55;color:var(--muted)}
.check strong{color:var(--fg);font-weight:600}

.legal{font-size:12.5px;color:var(--muted);margin-top:14px;line-height:1.6}
.legal a{color:var(--accent);text-decoration:underline;text-underline-offset:2px}

/* ---------- legal / prose pages ---------- */
.prose{max-width:72ch}
.prose h2{font-size:19px;margin:32px 0 8px;letter-spacing:-.01em}
.prose h3{font-size:16px;margin:24px 0 6px}
.prose p{margin:0 0 12px;color:#33506b}
.prose ul{margin:0 0 12px;padding-left:22px;color:#33506b}
.prose li{margin:5px 0}
.prose .updated{color:var(--muted);font-size:13.5px;margin-bottom:26px}

.callout{
  background:var(--warn-bg);border:1px solid var(--warn-line);
  border-radius:12px;padding:14px 16px;margin:18px 0;font-size:14px;line-height:1.6;
}
.callout strong{display:block;margin-bottom:4px}

/* ---------- footer ---------- */
.foot{
  margin-top:52px;padding-top:22px;border-top:1px solid var(--line);
  color:var(--muted);font-size:13.5px;
}
.footGrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:26px}
@media (max-width:820px){.footGrid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.footGrid{grid-template-columns:1fr}}
.footTitle{font-weight:700;color:var(--fg);margin-bottom:9px;font-size:14px}
.footText{line-height:1.6}
.footMeta{margin-top:10px;font-size:12.5px;opacity:.85}
.footList{list-style:none;padding:0;margin:0}
.footList li{margin:7px 0;word-break:break-word}
.footBottom{
  margin-top:24px;padding-top:16px;border-top:1px solid var(--line);
  display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:12.5px;
}

/* ---------- modal ---------- */
.modal-overlay{
  display:none;position:fixed;inset:0;
  background:rgba(0,40,72,.55);backdrop-filter:blur(3px);
  z-index:9999;align-items:center;justify-content:center;padding:18px;
}
.modal-overlay.active{display:flex}
.modal-box{
  background:#fff;border-radius:16px;box-shadow:0 24px 70px rgba(0,40,72,.28);
  max-width:420px;width:100%;padding:28px 24px;text-align:center;position:relative;
  animation:modalIn .22s ease;
}
@keyframes modalIn{from{opacity:0;transform:scale(.94) translateY(8px)}to{opacity:1;transform:none}}
.modal-box h3{margin:0 0 10px;font-size:21px}
.modal-box p{margin:0 0 14px;color:var(--muted);font-size:14.5px;line-height:1.6}
.modal-close{
  position:absolute;top:10px;right:10px;width:32px;height:32px;border:0;background:transparent;
  cursor:pointer;font-size:20px;color:#8fa3b4;border-radius:8px;
  display:flex;align-items:center;justify-content:center;transition:background .15s,color .15s;
}
.modal-close:hover{background:var(--card);color:var(--fg)}
.modal-logo{height:44px;margin:0 auto 16px;display:flex;align-items:center;justify-content:center}
.modal-logo img{max-height:44px;width:auto}

.formErr{
  display:none;margin-top:12px;padding:11px 13px;border-radius:10px;
  background:#fdecec;border:1px solid #f5c2c2;color:#8a2222;font-size:13.5px;
}
.formErr.active{display:block}

@media (max-width:600px){
  .h1{font-size:27px}
  .sub{font-size:16px}
}

.directions-btn{
  display:inline-flex;align-items:center;gap:8px;margin-top:16px;padding:11px 16px;
  background:var(--accent);color:#fff;border-radius:11px;font-weight:600;font-size:14px;
  transition:transform .15s,box-shadow .15s;
}
.directions-btn:hover{transform:translateY(-1px);box-shadow:0 4px 12px rgba(48,128,160,.28)}
.directions-btn svg{flex-shrink:0}
.sampleGroup{margin:0 0 18px}
.sampleGroup .sampleLabel{
  display:inline-block;margin-bottom:8px;padding:4px 10px;border-radius:999px;
  background:var(--accent-tint);color:var(--accent-dark);
  font-size:12px;font-weight:700;letter-spacing:.02em;
}
@media (max-width:600px){.h1{font-size:26px}.hero{min-height:260px}}